How It Works | Cigna

CignaPlus Savings = Ease of Use

We have made the process easy for you to access your discounts. Follow the simple steps listed below:

Step 1: Enroll in the CignaPlus Savings program online. Once enrolled, your membership package is provided instantly online in the CignaPlus Savings Member's Area, which includes:

  • Your welcome letter and membership cards
  • Instructions and tips for maximizing your savings
  • Support and contact documentation

Step 2: Contact a dentist from our nationwide network of more than 88,000 dental provider locations* to verify their participation in the program and schedule an appointment for service. Click here to locate a participating dentist.

Step 3: Present the CignaPlus Savings ID card to the dental office and pay the reduced fee in full (based on the Cigna Dental contracted fee schedule) directly to the dental office. Your ID card MUST be presented at the dental office so that the discount can be applied.

Note - dental services not included in the CignaPlus Savings network dentist's negotiated fee schedule may not be subject to a discount.

*As of September 2021

That's It! Remember, the CignaPlus Savings program is not insurance so there are:
  • NO claim forms
  • NO deductibles
  • NO waiting periods
  • NO age limits
  • NO frequency limitations
  • NO benefit maximums
  • NO exclusions for pre-existing conditions
  • NO referrals for specialty dental care
You must pay the entire discounted fee directly to the participating CignaPlus Savings network dental dentist at the time of service.

Enroll in the CignaPlus Savings program and start receiving discounts on dental fees.

*Network size may vary and is not available in all areas. Please consult the dentist directory prior to joining the CignaPlus Savings program.

CignaPlus Savings® is a dental discount program that provides members access to discounted fees, pursuant to schedules negotiated by CignaPlus Savings with participating dentists, which members are responsible for paying in full, directly to participating dentists.

Although all participating dentists go through a credentialing process to assure that they are appropriately licensed and qualified, Cigna Dental does not otherwise guarantee nor is it responsible for the quality of any services or products purchased by members.

Cigna Dental, 8100 S.W. 10th Street, Suite #2000, Plantation, FL 33324.